• Tap to pay. A safe, easy and secure way for your cardholders to pay

    You can deliver effortless payment experiences to your cardholders at the point of sale.

Contactless payments

Contactless payments allow your cardholders to simply tap to pay with a contactless card or payment-enabled device.

Benefits

There are four key benefits to issuing contactless cards.

Stack of dollar bills flowing into a Visa credit card.

Increase cash conversion 

Contactless cards have proven effective in converting cash to card-based payments.

  • Smart Payment Association, 2016
  • British Retail Consortium Payments Survey, 2015
  • Canadian Payment Methods and Trends Report, November 2016
  • Euromonitor Tender Type Study, 2002 – 2016 / Reserve Bank of Australia Payment Survey, 2016

Attain top-of-wallet status 

With the safety, ease and security of contactless cards, cardholders are more likely to move contactless cards to top-of wallet.

  • Visa payWave Impact Analysis, Australia and Singapore January 2017
  • Visa’s Top of Wallet (ToW) model (based on Visa Europe data from 2014 to 2015)

Mobile wallet on tablet display.
Thumbs up sign overlapped by circle of people.

Offer a better customer experience 

Cardholders can tap to pay in seconds with no contact, allowing for an easy and safe experience at checkout.

Enable cardholders’ access to a growing global trend

As contactless continues to gain global momentum, contactless cards offer consistency, providing your cardholders with the same experience at merchants around the world.

Globe next to upward pointing arrows.

How it works

Cardholders can pay with a contactless card by holding the card flat and tapping it at a contactless-enabled checkout terminal. The payment is processed using the same dynamic security technology as with chip card payments, and the transaction time takes seconds.

Contactless symbol.

Look for the Contactless Symbol that signifies a contactless-enabled checkout terminal.

The chip plate on a contactless card is visible on the front of the card.

Back of Visa chip-enabled credit card with arrow pointing to the chip and another arrow pointing to the antennae around the outside border.

Inside the card, the chip and antennae communicate with the point of sale terminal to send encrypted transaction data.

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