• Contactless payments provide your cardholders with a secure, convenient and touch-free way to pay

    You can deliver effortless payment experiences to your cardholders at the point of sale.

What are contactless payments?

Contactless payments are transactions made by tapping either a contactless chip card or payment-enabled mobile or wearable device over a contactless-enabled payment terminal. Cards, phones, watches and other devices use the same contactless technology. When your cardholders tap to pay, checkout is secure, convenient and touch-free.

Benefits

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Increase cash conversion

Contactless chip cards have proven effective in converting cash to card-based payments1.

1Transaction Lift Analysis of Tap to Pay Active Cardholders, VisaNet Data, January 2019 – January 2020

Offer a better customer experience

Cardholders can tap to pay in seconds with no contact, allowing for an easy and touch-free experience at checkout.

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Enable cardholders’ access to a growing global trend

As contactless continues to gain global momentum, contactless chip cards offer consistency, providing your cardholders with the same experience at merchants around the world.

How contactless payments work

Cardholders can pay with a contactless card by holding the card flat and tapping it at a contactless-enabled checkout terminal. The payment is processed using the same dynamic security technology as with chip card payments, and the transaction time takes seconds.

Contactless symbol.

Look for the Contactless Symbol that signifies a contactless-enabled checkout terminal.

The chip plate on a contactless chip card is visible on the front of the card. A contactless chip card can also be referred to as a “dual interface” card – simply referring to the fact that it support contactless payments in addition to contact payments (e.g. swipe or dip).

Back of a contactless card showing the contactless chip and the contactless antennae.

Inside the card, the chip and antennae communicate with the point of sale terminal to send transaction data.

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