Our mission is to empower commerce for businesses with on-demand cash flow solutions.
Small businesses are the unsung heroes of the US economy, producing nearly half of the country’s goods and services, responsible for two out of every three new jobs created, and generating the majority of innovation in the process. Yet, they are severely constrained by lack of access to working capital.
We’re here to change that. Our mission is to empower commerce for businesses with on-demand cash flow solutions. We help businesses by increasing their purchase capacity for the things they need to grow.
Behalf can be used for business purchases in place of nearly any other payment method. Merchants who accept Behalf get paid quickly – at a transaction cost far lower than credit cards. Companies choosing to pay with Behalf instead of cash, check, or credit card get to customize their payment schedule for each purchase with weekly or monthly payments. The Behalf payment method is a game changer: radically improving cash flow for both the acceptor and the payor.
Get quick access to more buying power
Buy what you need to run your business, when you need it, subject to transactional approval.
Pay for purchases over time
Set an automatic payment schedule that works for your business paying weekly or monthly: from no fee net terms to 30 – 90 days of financing at a low fixed rate (from 1-3%).1
Control your cash flow
By using Behalf to pay virtually any approved merchant you do business with, over time.1
Build business credit as you pay – Behalf reports all payments to major business credit bureaus monthly.
Behalf provides a Visa Virtual Card number to Business Customers2 upon transaction approval that can be provided to Merchants for purchases made online, in-store or over the phone.
Pay multiple merchants via ACH transfer upon submission of approved payment requests through the Behalf Customer Portal
How it works
3 easy steps
1. Sign up for Behalf online
Enter basic details about you and your business: the process only takes a couple minutes.
2. Pay virtually any business
Behalf pays your merchant by the next business day after transaction approval.
3. Choose your terms
You set the payment schedule that works best for your business.
Sign up with Behalf
Accelerate cash flow and power your business. Behalf is a digital tool that facilitates payments by offering net terms and extended financing to businesses. Sign up and get a real-time prequalification decision.1
Disclaimer: External linked websites are owned and operated by third parties, and Visa makes no representations about the accuracy or completeness of any information, including offers.
1 Approval of financing fees, including the financing period length, are subject to underwriting and account approval criteria. The majority of customers receive an approval decision within 24 business hours (Monday to Friday, 8 am to 5 pm EST) and in many cases, a same-day decision. Delays could occur due to unforeseen circumstances, or additional information or verification required. Behalf Customer can submit payment once an approved order has been created. Assuming the transaction is paid with a Visa Virtual Card, the majority of payments are made the same business day once approved. If the transaction is made with ACH, it will be processed the next business day, which can take up to 3.5 calendar days (i.e.: if the transaction occurs after ACH cutoff time: Thursday at 6 pm PST). Delays could occur due to unforeseen circumstances, or additional information or verification required.
2 The Virtual Card is a VISA card whereby Behalf is the Cardholder and Customers are assigned a number for use, as authorized users for purchases to facilitate the processing of the financing proceeds directly to the Merchant. The Virtual Card is not available for re-use until transaction approval is authorized.